Minimum Group Size for Corporate Health Insurance in Brazil
Kingdom contracts directly from 100 lives. Smaller operations are not turned away — they're referred to the right specialist.
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Kingdom Broker Brazil contracts corporate health insurance directly for companies with 100 or more employees (lives) in Brazil. Operations with 3 to 99 employees are referred to Kingdom's sister brokerage, Store Brasil Corretora, which specializes in that group size. Multinationals and companies employing expatriates are served regardless of local headcount, given the specific regulatory and coordination needs of that segment.
How Group Size Determines Where You're Served
- 3–99 lives: Store Brasil Corretora — the group's PME-focused (small and mid-size business) brand.
- 100–499 lives: Kingdom Broker Brazil — mid-size enterprise.
- 500+ lives: Kingdom Broker Brazil — large enterprise.
- Multinationals and expatriate employers: Kingdom Broker Brazil, regardless of Brazilian headcount, due to matrix-standard coordination and cross-border considerations that fall outside typical PME structuring.
Why the Split by Company Size Exists
Smaller groups and large enterprises have different negotiating dynamics, different documentation needs, and different operator relationships. Kingdom and Store Brasil are structured as separate specialists within the same group so that each client is matched with the team whose process and carrier relationships fit their actual size — rather than being served by a generalist process that fits neither end of the spectrum well.
Checklist: Where Does Your Company Fit?
- Current number of employees (lives) in Brazil
- Growth projections for the next 12–24 months
- Whether operations span multiple locations
- Whether the group includes foreign workers or expatriates
If your company is growing toward the 100-life threshold, Kingdom can structure a plan that accounts for projected expansion so the transition doesn't require restarting the process later.
About Kingdom Broker Brazil
Kingdom Broker Brazil is a licensed insurance brokerage (SUSEP 222136795, CNPJ 18.951.638/0001-73) based in São Paulo, specializing in corporate health insurance for companies with 100 or more employees in Brazil, including multinational subsidiaries and expatriate employers.
Frequently Asked Questions
What is Kingdom's minimum group size?
100 lives (employees) in Brazil.
What if our Brazil team has fewer than 100 employees?
You're referred to Store Brasil Corretora, Kingdom's sister brokerage for groups of 3 to 99 lives.
Can we plan ahead for the threshold as we grow?
Yes — Kingdom can structure a plan that accounts for projected headcount growth.