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Health Insurance for 500+ Employee Companies in Brazil

Almost every company this size already has a plan. The question is whether it's still the right price.

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Corretora fiscalizada pela SUSEP Abordagem consultiva Sede em São Paulo SUSEP 222136795

Companies with 500 or more employees in Brazil almost always already have an active health plan — so the relevant service at this scale is usually not a first-time contract, but a comparative study between the current contract and a new proposal, showing with real numbers where a genuine cost reduction opportunity exists.

How the Comparative Study Works

  1. Share data from your current contract.
  2. Kingdom structures an alternative proposal with national operators.
  3. You get a side-by-side comparison with projected savings.
  4. Kingdom manages the migration with continuity of coverage, if you choose to proceed.

When a Comparative Study Makes the Most Sense

  • A recent adjustment came in higher than expected
  • Contract renewal is approaching
  • You're not satisfied with the current network
  • The contract has never been reviewed since it was signed
  • Headcount has grown recently

Is Switching Operators Risky at This Size?

No, provided the migration is planned with continuity of coverage and an aligned timeline. This is a common and manageable process at scale — the risk isn't in switching itself, it's in switching without a synchronized transition plan.

Checklist for the Comparative Study

Information that helps:

  • Current operator and plan
  • Monthly value and adjustment history
  • Number of lives with age distribution
  • Renewal date

What the study shows: price comparison, credentialed network differences, projected savings over 12 months, and a transition plan.

About Kingdom Broker Brazil

Kingdom Broker Brazil is a licensed insurance brokerage (SUSEP 222136795, CNPJ 18.951.638/0001-73) based in São Paulo, specializing in corporate health insurance for companies with 100 or more employees in Brazil.

Frequently Asked Questions

Do 500+ employee companies usually already have a plan?
Yes — it's rare not to, which is why the typical engagement here is a comparative study.

Is switching operators risky at this size?
No, as long as the migration is planned with continuity of coverage and an aligned timeline.

When does a comparative study make sense?
A high recent adjustment, an approaching renewal, network dissatisfaction, a never-reviewed contract, or recent growth.